Sam Pakdel Manafi
Sam The Man
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First-Time Buyer's Complete Guide to the Toronto Market

S
Sam Kapoor
·February 25, 2026·1 min read

Everything you need to know about buying your first home in Toronto — from pre-approval to closing day.

Step 1: Get Pre-Approved

Before you fall in love with a property, know your budget. Talk to a mortgage broker to get the best rate.

Step 2: Understand the True Costs

Budget for Land Transfer Tax, legal fees, home inspection, and moving costs.

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